Working Capital Options
Working capital is essential for businesses to cover day-to-day expenses and maintain smooth operations. As companies face various financial challenges, several options have emerged to help them secure the necessary funds. This article explores different working capital solutions available to businesses in 2025. Traditional Working Capital Loans Traditional working capital loans remain a popular choice for many businesses. These loans typically offer amounts ranging from $25,000 to $600,000, with terms from 6 to 24 months . To qualify, businesses generally need to be operating in the United States, have at least 6 months in business, generate $15,000+ in monthly revenue, and have a credit score of 500 or higher . Business Credit Cards Business credit cards can provide quick access to funds for short-term expenses. They offer the added benefit of improving a company's credit score, which can lead to more favorable terms for future loans . Some cards, like the Brex corp...